Determinants of Borrowing Behaviour of Farmers - A Comparative Study of Commercial and Co-operative Banks®
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Date
2010
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Abstract
The preference of farmers between commercial and co-bperative banks for borrowing has been :aidied
with the objectives of finding (a) distribution of institutional credit across various categories of fanners
and to assess the coverage and quantum of credit, and (b) socio-economic factors which affect the
borrowing behavioili of farmers towards commercial and co-operative banks. In the study, based on 100
farmer borrowers, die discriminant analysis has been carried out. The study has offered some suggestions
also for a better access of farmers to institutional credit.