Gandhimathi, S2017-04-052017-04-052010https://ir.avinuty.ac.in/handle/avu/2768The preference of farmers between commercial and co-bperative banks for borrowing has been :aidied with the objectives of finding (a) distribution of institutional credit across various categories of fanners and to assess the coverage and quantum of credit, and (b) socio-economic factors which affect the borrowing behavioili of farmers towards commercial and co-operative banks. In the study, based on 100 farmer borrowers, die discriminant analysis has been carried out. The study has offered some suggestions also for a better access of farmers to institutional credit.